Tesla prices in Portugal: premium difference reaches 1,700 euros
| coverages | SOON | Sure | Liberty Seguros | faithfulness | alliance | Lusitania Seguros | MAPFRE | Ageas |
|---|---|---|---|---|---|---|---|---|
| Civil responsability |  |
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| capital | €6,000,000 | €6,000,000 | €6,000,000 | €50,000,000 | €50,000,000 | €50,000,000 | €6,000,000 | €50,000,000 |
| Shock, Collision or Rollover | |
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| Franchise | €1,700 | 2% of the Capital | 4% of Capital (Min. €125) | €250 | No Deductible | €2,388 | No Deductible | No Deductible |
| Fire, Lightning or Explosion | |
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| Franchise | €1,700 | 2% of the Capital | 4% of Capital (Min. €125) | No Deductible | No Deductible | €2,388 | No Deductible | No Deductible |
| Theft or Robbery | |
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| Franchise | €1,700 | No Deductible | No Deductible | No Deductible | No Deductible | No Deductible | No Deductible | No Deductible |
| Breaking glass | |
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| capital | €750 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 |
| Franchise | No Deductible | 50€ | No Deductible | No Deductible | No Deductible | 50€ | up to 50€ | €75 |
| Phenomena of Nature |  |
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| Franchise | – | – | 4% of Capital (Min. €125) | No Deductible | No Deductible | No Deductible | No Deductible | No Deductible |
| Social Risks | |
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| Franchise | – | – | 4% of Capital (Min. €125) | €250 | No Deductible | €2,388 | – | No Deductible |
| Baggage | |
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| capital | – | – | €750 | – | 500€ | – | – | €1,000 |
| Value in New | |
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| Annual Award | €684 | €955 | €1,460 | €1,493 | €1,534 | €1,615 | €1,791 | €2,374 |
Analyzing the table, it was concluded that the difference between the cheapest and most expensive option is almost 1,700 euros per year. However, as it is necessary to pay attention to the coverage offered by insurers, the consumer’s choice should not be based only on price.
Does price matter? Yes, but that’s not the only thing to see…
When choosing the best insurance for your car, the customer must be aware of the type of coverage, as well as the capital and deductibles that each product has and requires.
There are solutions that, although with more competitive prices, exclude, for example, the guarantee of the new value of the vehicle, an aspect that will certainly make a difference for those looking for complete protection for this electric vehicle. Tesla prices in Portugal are not for everyone, but keeping that in mind can mean big savings.
Another factor to be considered is the deductible paid in the event of a claim, which is the amount that the insured is responsible for the claim. This means that, for example, if the deductible is €100 and the claim is €200, the insurer is only responsible for half of the cost of the claim.
Allianz appears to be the most competitive option considering price/coverage. Although compared to LOGO’s quote, it costs twice as much as the insurer with the lowest quote premium, the Allianz product offers a wide range of coverage, and one factor that stands out: there is no deductible. It also makes a difference in Tesla prices in Portugal.
In conclusion, insurance for Tesla cars in Portugal can be different from insurance for conventional cars, due to the specific characteristics and technology of Tesla vehicles. Because they are high-performance electric cars with advanced driver assistance systems, they may have a higher cost to insure.
However, there are insurers that offer specific insurance for Tesla cars in Portugal, with coverage tailored to the needs of owners of these vehicles. It is important for Tesla car owners to research and compare different insurance options to find the best value for their specific needs.
Additionally, Tesla car owners can benefit from insurance discounts due to their vehicles being safer and less prone to accidents. They can also opt for insurance that provides coverage for specific vehicle equipment and parts, such as the battery.
All in all, although Tesla car insurance in Portugal may be different from conventional car insurance, there are options available that can provide adequate coverage for these unique vehicles. It is important for Tesla car owners to research and compare different insurance companies to find the best option for their individual needs.